If you're looking to pre-qualify, you must complete the fields indicated with red text. If you want to apply for acutal loan approval, you must complete the fields indicated with ** in addition to the ones required for pre-qualifying. Finally, please use the comment section at the end of the form to briefly describe what you're wanting to accomplish. TYPE OF MORTGAGE & TERMS OF LOAN Mortgage Applied for: First Mortgage Second Mortgage/Home Equity Loan Type: Fixed rate Variable type Line of Credit ** Amount: $ ** Interest Rate: % ** Number of Months: PROPERTY INFORMATION & PURPOSE OF LOAN Subject Property Address: ** Street: ** City: ** State:   ** Zip: ** Purpose of Loan: Purchase Refinance ** Property will be: Primary Residence Secondary Residence Investment Complete the following sections* if this is a refinance loan. *Year Acquired: *Original Cost: *Title will be held in what Name(s): *Source of down Payment, Settlement Charges and/or Subordinate Financing (explain) BORROWER INFORMATION Borrower Borrower's Name (include Jr. or Sr. if applicable): Social Security Number: Home Phone (incl. area code): Age: Years of School: Marital Status: Married Separated Unmarried (include single, divorced, widowed) Present Address: ** Own - Rent - Number of Years Street: City: State:   Zip: Co-Borrower ** Co-Borrower's Name (include Jr. or Sr. if applicable): ** Social Security Number: ** Home Phone (incl. area code): Age: Years of School: Marital Status: Married Separated Unmarried (include single, divorced, widowed) Present Address: ** Own - Rent - Number of Years ** Street: ** City: ** State:   ** Zip: EMPLOYMENT INFORMATION Borrower   ** Name and Address of Employer - ** Self Employed: Yes -- No ** Years on this job - Years employed in this line of work/profession Position/Title/Type of Business: Business Phone (incl. area code): Co-Borrower   ** Name and Address of Employer - ** Self Employed: Yes -- No ** Years on this job - Years employed in this line of work/profession Position/Title/Type of Business: Business Phone (incl. area code): MONTHLY INCOME & COMBINED HOUSING EXPENSE INFORMATION Gross Monthly Income Borrower Co-Borrower Total Base Empl. Income $ $ $ ** Overtime $ $ $ ** Bonuses $ $ $ ** Commissions $ $ $ ** Dividends/Interest $ $ $ ** Net Rental Income $ $ $ ** Other $ $ $ ** Combined Monthly Housing Expense Present Rent $ First Mortgage (PITI) $ Other Financing (PITI) $ Homeowner Assn. Dues $ ASSETS AND LIABILITIES ** ASSETS (Name/Description - Bank accts., stocks, bonds, life ins., etc.) Cash or Market Value $ $ $ $ $ $ $ Subtotal Liquid Assets $ Vested interest in retirement fund $ Automobiles owned (make and year) $ $ $ $ Other Assets (itemize) $ $ $ $ ** LIABILITIES (Description) Monthly Pmt. Unpaid Balance $ $ $ $ $ $ $ $ $ $ $ $ $ $ Alimony/Child Support/Maintenance $   ** Schedule of Real Estate Owned Property Address Property Is:   Sold   Pending Sale   Rental held for income Type of Property   SFR   CONDO   TWNH   2-Plex   3-Plex   Other Present Market Value $ Amount of Mortgages and Liens $ Gross Rental Income $ Mortgage Payment $ Insurance, Maintenance, Taxes and Misc. $ Property Address Property Is:   Sold   Pending Sale   Rental held for income Type of Property   SFR   CONDO   TWNH   2-Plex   3-Plex   Other Present Market Value $ Amtount of Mortgages and Liens $ Gross Rental Income $ Mortgage Payment $ Insurance, Maintenance, Taxes and Misc. $ Property Address Property Is:   Sold   Pending Sale   Rental held for income Type of Property   SFR   CONDO   TWNH   2-Plex   3-Plex   Other Present Market Value $ Amtount of Mortgages and Liens $ Gross Rental Income $ Mortgage Payment $ Insurance, Maintenance, Taxes and Misc. $ ** DECLARATIONS   Borrower Co-Borrower Yes No Yes No a. Are there any outstanding judgements against you? b. Have you been declared bankrupt within the past 7 years? c. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years? d. Are you a party to a lawsuit? e. Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment? f. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation bond, or loan guarantee? g. Are you obligated to pay alimony, child support or separate maintenance? h. Is any part of the down payment borrowed? i. Are you a co-maker or endorser on a note? j. Are you a U.S. citizen? k. Are you a permanent resident alien? l. Do you intend to occupy the perperty as your primary residence? If "Yes", complete question "m" below. m. Have you had an ownership interest in a property in the last three years? m (1). What type of property did you own - principal residence (PR), second home (SH), or investment property (IP)? PR SH IP PR SH IP m (2). How did you hold title to the home - solely by yourself (S), jointly with your spouse (SP), or jointly with another person (O)? S SP O S SP O ** ACKNOWLEDGMENT AND AGREEMENT By filling in the signature and date boxes below, the applicant(s) hereby authorize Ridgeline Mortgage Services, Inc. and/or its assigns to check any information contained in this loan application and to report to others such information and credit experience with the applicant(s) as necessary. Such information includes, but is not limited to, credit, employment history or any other information necessary to process and/or submit this loan application for loan approval. Borrower's Signature Date ** Co-Borrower's Signature ** Date ** INFORMATION FOR GOVERNMENT MONITORING PURPOSES Borrower I do not wish to provide this information Race/National Origin: American Indian or Alaskan Native Asian or Pacific Islander Black, not of Hispanic origin Hispanic White, not of Hispanic origin Other (specify) Sex: Female - Male Co-Borrower I do not wish to provide this information Race/National Origin: American Indian or Alaskan Native Asian or Pacific Islander Black, not of Hispanic origin Hispanic White, not of Hispanic origin Other (specify) Sex: Female - Male Comments: